First Aid: Treating Burn Injuries Caused By Defective Products

By on 8-01-2015 in Worker Accident

One of the world’s biggest manufacturers of electronic devices is currently at the receiving end of mounting complaints due to a major defect in one of their products. Samsung has already issued a recall for their Galaxy Note 7 smartphones after reports from consumers described incidents of the phone exploding and catching fire.

Considering that smartphones have become an integral part of most people’s lives, news of Samsung’s defective product is particularly alarming. Most people spend the entire day with their phones on hand or nearby. Accidents caused by an overheating or exploding battery can cause some serious burn injuries that would require first aid help.

Burn injuries caused by defective products usually require immediate medical attention. If you have been injured by an explosion caused by your defective mobile phone, you should head to the nearest emergency room to get your injuries properly examined. Remember that first aid treatment is only meant to ensure that you’re comfortable and that your injuries are properly contained before professional medical intervention.

First aid for your injury will depend on the severity of the burn you have suffered. In medicine, burn injuries are categorized in three ways. First degree burns refers to injuries that are superficial, only affecting the topmost layer of the skin. Second degree burns cause damage that goes deeper in to the skin, extending beyond the epidermis. Meanwhile, third degree burns are considered the most severe, with damage extending to most layers of the skin. You can identify the severity of a burn injury by taking note of how it appears. First degree burns cause redness and some swelling. Second degree burns cause blisters and some appearance of thickening in the injured skin. Lastly, third degree burns cause widespread thickness in the skin that may look charred, white, leathery, or waxy.

Treating first degree burns are the easiest, as they typically won’t require any more medical intervention. Simply submerge the injured skin under cool water for three to five minutes. Take note that the water needs to be cool and not cold in order to avoid further damage to the skin. You can then apply a generous amount of burn ointment or aloe cream to your injury and later cover it up with bandage or gauze.

For second degree burns, run the injured area of the skin under cool water for fifteen to thirty means, or until you notice the pain subsiding. If it’s possible, you should also try disinfecting the burn by washing it with mild soap and water. Before you see a doctor that can assess for any further damage, remember to bandage up your injury, being careful to avoid breaking open blisters. The same procedure follows for minor third degree burns. For major burn injury, contact 911 right away and do what you can to keep the burned area clean and protected by covering it with a cool and moist bandage or clean piece of cloth.

After your burns have been treated by a medical professional, you might want to consider taking the next course of action. To help protect other consumers from similar injuries, consider reaching out to a personal injury attorney to learn more about possible legal actions you can take. Those in Illinois may contact a Chicago accident lawyer for more information.

Chapter 11 Bankruptcy

By on 8-01-2015 in Worker Accident

With the technology advancing as fast as it is today, startups are popping up in every nook, cranny, and niche of the market place. Starting these infant businesses are undoubtedly both exciting and fun, but they come with immense risk with The Wall Street Journal stating nearly 3 out of 4 new startups failing in 2012. While 3 out of 4 may sound terrifying to all new ambitious college students, there are many financial tactics that can be taken to prevent such failure. One in particular that tends to befuddle the public is filing chapter 11 bankruptcy.

Chapter 11 bankruptcy is typically labeled as a “reorganization” bankruptcy, and with it a business is able to reorganize both its business plan and its debts to repay the companies creditors. Furthermore, according to Bradford Law Offices, PLLC, companies that file for chapter 11 also have a higher possibility of obtaining loans at more favorable rates to help refinance debts. Perhaps the most significant aspect of chapter 11 however, is the ability to continue to operate business throughout the entire process. This gives CEO’s and company founders an honest chance to save the company that they helped create, and stopping business for any amount of time can prove detrimental for any growing startup.

While typically corporate behemoths file for chapter 11 bankruptcy, small businesses receive special attention when applying and can be a useful tool to continue normal operations. Small businesses do undergo a slightly different form of chapter 11 as they receive more government oversight and must provide additional financial information such as cash flows, projected cash receipts, and must also attend an initial interview with the U.S. trustee before a chapter 11 bankruptcy can be granted. Filing for bankruptcy is never an ideal situation for any company, but for startup founders that truly believe that their project can succeed filing for chapter 11 bankruptcy could be the last lifeline they need before creating something Awesome.

Insurance coverage available for motorcyclists in Illinois

By on 8-01-2015 in Worker Accident

According to the website of the Texas Bar, the state of Illinois makes sure that all vehicle owners in the state are required to get insurance coverage for them to possibly avoid great financial difficulties. As such, motorcycle owners should also have insurance policies.

Though motorcycle owners in Illinois are by default covered by the required insurance policy, they might consider upgrading their policies as motorcycles are more likely prone to getting involved in accidents. Often motorcycle drivers and their occupants suffer incapacitating injuries when they got involved in accidents with other vehicles. Such injuries may happen even they wear helmets or leather jackets. Serious injuries like broken bones, lower limb injuries, concussions, brain injuries often require prolonged treatments. A 2012 data of the National Highway Traffic Safety Administration (NHTSA) revealed that there were 4,957 motorcyclists died in that year after being involved in road accidents. The recorded data is higher by 7 percent compared to the previous year. The NHTSA also said that compared to four-wheeled vehicles, motorcyclists are over 26 times at risk of dying in accidents. Factors like insufficient stability and limited body protection are often linked to motorcycle accidents.

Impacts of such accidents can be reduced when motorcyclists have decided to upgrade their insurance coverage. Motorcyclists in Illinois really have to consider having a well-crafted insurance policy as wearing a protective helmet is an option in the state. Insurance agencies can help motorcycle owners customize their insurance policies to suit their needs. Aside from medical payments, coverage options like towing services, repairs after having a collision, or some actions that resulted to motorcycle damage can be acquired.

Aside from proper care and protection on the road, motorcycle riders should make sure that they always carry their insurance card. At some point authorities like traffic personnel require motorcyclists to inspect their insurance card.

Fighting Wage Theft

By on 8-01-2015 in Worker Accident

Despite being one of the most progressive and diverse cities in the United States, New York is still suffering from many employment and wage issues that are still affecting their workers. One of the things that the workers are fighting for are the unpaid wages that minimum wage earners have been denied.

The report has accompanied the launch of a state legislation headed by Assemblywoman Linda Rosenthal that intends to simply the process of collecting unpaid wages to workers. The bill proposes three improvements: (1) to grant every worker the right to a temporary lien on their employer’s property for unpaid work, (2) permitting workers who filed unpaid wage claims to temporarily hold the employer’s assets while litigation is ongoing if the lawsuit is likely to succeed, and (3) to facilitate the collection of wage theft judgments from the main owners of private companies easier for the workers. For a New York City overtime lawyer representing such workers, however, it can be a very difficult task.

Many of the employers who have are facing unpaid wage claims and have violated labor laws have simply refused to show up in court hearings and continued to ignore the laws, often creating fraudulent companies in order to bypass liability. According to the website of Habush Habush & Rottier S.C. ®, some have even resorted to hiding their assets and properties to evade eventual judgments. And the problem is not in the state of New York alone. The fast food industry, despite being one of the fastest growing industries in the country, it considered the most susceptible to wage theft, with 9 out of 10 of their workers falling victim to wage theft.

Business Process Outsourcing

By on 8-01-2015 in Worker Accident

The exponential growth of the Business Process Outsourcing (BPO) industry in the Philippines in the past 10 years has made it one of the leading contributors for the country’s Gross Domestic Product, or GDP. The Philippines is not one of the top call center destinations in the world, with Manila ranking as 3rd BPO haven. The upsurge growth of the BPO industry in the Philippines is showcased by the increasing revenues and job production as backed by recent investments. According to the website of Pinoy Partners Outsourcing Center, Inc., many companies who have chosen to embark on a BPO relationship with the Philippines have reinforced the country’s reputation an being a center of exceptional global, labor-intensive and IT-qualified outsourcing services. The Philippines are quickly becoming one of the busiest places to send to for offshore labor.

Aside from the growing call center companies and small start-ups that are establishing themselves in the Philippines, prevailing growth markets of non-voice services such as research and analytics for financial, legal and health care services have also been on the rise. The government recognizes the importance of these non-voice services, and understands that they are more likely a long-term operation because they are harder to pull out.

One of the reasons why the BPO industry is booming in the Philippines is due part to an ample amount of resources; employee and even applicants already come equipped with proficiency in the English language, both written and spoken. Many of the young employees are career-driven, a particularly appealing trait to international BPO companies. Because of the growth in the BPO industry, those who are employed there have become a great part of the country’s growing middle-class population, and thus have helped the rapid growth of other industries such as the transportation, food and hospitality services, and entertainment. This has greatly helped the economy, and the country overall. As you can see, outsourcing is profitable for those being outsourced and those outsourcing!